PKO BP S.A., Czech Branch

Now you can order domestic transfers in CZK without funds in the account. Once the account is credited, we will process them automatically. You can choose to wait indefinitely or for a certain number of calendar days.

Use the feature when ordering a transfer, select YES in the Awaiting funds availability section. By default, we have enabled it with a waiting period of 1 day, but you have the option to fully manage the functionality in the Administration section.

If you already had the Awaiting funds availability feature enabled for foreign transfers, it will also work for domestic transfers in CZK.

In the iPKO biznes service, in the Accounts section, a new function is available - Confirmation of balances at the end of the year.

Thanks to this, you can download a confirmation in pdf format, with information about account balances, deposits and loans. To use this option, make sure that you have the access rights to account balance information.

To make a foreign transfer to certain countries, please enter the so-called payment purpose code in the title, which specifies the reason for the transaction. Without this, we cannot execute the transfer.

Which countries require a payment purpose code?

• United Arab Emirates
• Myanmar (Birma)
• Bahrain
• China (for transfer in CNY/RMB currency)
• Malaysia

Where can I find this code?

Once you have entered your BIC code, the list will activate from which you can select the appropriate payment purpose code.

Remember:

If you need to complete the codes in the payment title, also correct the files you want to import into the application.

As of 1 February 2023, PKO BP S.A., Czech Branch introduces the following amendments to the Price list of fees and commissions for clients:

• removal of fees for maintaining high balances on accounts
• addition of a transfer tracking module in iPKO business (SWIFT Tracker module) — the fee will apply from the moment when the service is made available by PKO Bank Polski S.A., Czech Branch
• increase of the fee for issuing a card following its cancellation from CZK 250 to CZK 490
• increase of the fee for registration/modification/revocation of Direct Debit consent ordered in paper form from CZK 150 to CZK 250
• amendments to provisions on the balance consolidation service as well as the fees charged for this service

In order to facilitate the analysis of the amendments to the offer, we have prepared:

1. A list of amendments to the Price list of fees and commissions effective from 1 February 2023
2. The new revised Price list of fees and commissions effective from 1 February 2023

We would like to invite you to read them.

At the same time, we would like to inform you that pursuant to § 152 paragraph 4 of Act No 370/2017 Coll, on payment services, you have the possibility to terminate the agreement affected by the amendments free of charge (with immediate effect or as of the date indicated by you before the date of entry of the aforementioned amendments into force). More information on how to terminate your agreement with us can also be found in section XIII of the General Terms and Conditions for maintaining Accounts, executing Payments and providing other Services (PDF FILE). A declaration of refusal to accept the new terms and conditions should be sent to the Bank’s correspondence address as stated in the relevant agreement or to the registered office address of the Czech Branch of the Bank: Klimentská 1216/46, Nové Město, 110 00, Praha 1.

If you do not notify your refusal to accept the amendments before 1 February 2023, they are deemed to have been approved.

If you have any questions, please contact your advisor or account manager at the Corporate Client Service Centre.

As of 1 July 2022, PKO BP S.A. Czech Branch introduces the following changes in the Price List for Clients:

1. Increase to 0.05 p.p. the additional fee for high balances on accounts in EUR in case of negative reference rate for this currency.
2. Additionally, we introduce a fee for accounts maintained in EUR currencies, when the value of the current interest rate (in EUR) is equal to or higher than 0, in the amount of 0.03 p.p. of the balance per month.
3. Removal of negotiated deposits from the list of products that count towards the value of balances charged for high balance fees.

In order to facilitate analysis of changes in the offer, we have prepared:

1. a list of changes in the Price List for Clients applicable as of 1 July 2022 (PDF file)
2. the new amended Price List for Clients applicable as of 1 July 2022 (PDF file)

We encourage you to read them.

Simultaneously, please be informed that in line with the General Business Terms and Conditions for Accounts, Payments and other Services you have a right to terminate an agreement affected by the changes with immediate effect (i.e. as of the date of delivery to the Bank of a notification on refusal to accept the new terms) or as of the date indicated by you, yet prior to the date of entry into force of the above-listed changes. More information about termination of the agreement with us can be found in Clause XIII of the General Business Terms and Conditions for Accounts, Payments and other Services, which can be found here (PDF file). The notification about refusal to accept the new terms is to be sent to the correspondence address of the Bank provided in the relevant agreement or to the address of the Bank’s registered office: Klimentská 1216/46, Nové Město, 110 00 Praha 1.

If you do not notify your refusal to accept the changes before 1 July2022, they are assumed to be accepted.

If you have any questions, please contact the Relationship Manager or the counsellor in the Corporate Client Service Centre.

As of 1 March 2022, PKO BP S.A. Czech Branch introduces the following changes in the Price List for Clients:

• waiver of the monthly basic fee and additional fee for maintaining a high average monthly account balance in the case of exceeding the threshold of CZK 30 million
• increase by 0.01 b.p. the fee for high balances (in case of currencies with a negative reference rate) on accounts in CHF and by 0.02 b.p. in EUR

The list of changes in the Price List for Clients applicable as of 1 March 2022 (PDF file)

The new amended Price List for Clients applicable as of 1 March 2022 (PDF file)

We encourage you to read them.

At the same time, please be informed that in line with Par. 152(4) of Act No. 370/2017 Coll on payment services you have a right to terminate the agreement affected by changes with immediate effect and free of charge or as of the date indicated by you before the aforementioned changes enter into force. More information about termination of the agreement with us can be found in Clause XIII of the General Business Terms and Conditions for Accounts, Payments and other Services. The notification about refusal to accept the new terms is to be sent to the correspondence address of the Bank provided in the relevant agreement or to the address of the Bank’s Czech branch registered office: Klimentská 1216/46, Nové Město, 110 00 Praha 1.

If you do not notify your refusal to accept the changes before 1st March 2022, they are assumed to be accepted.

If you have any questions, please contact the Relationship Manager or the counsellor in the Corporate Client Service Centre.

As of 1 September 2021, PKO BP S.A. Czech Branch introduces the following changes in the Price List for Clients:

• provisions and fees for commission on high balance are changed
• additional fees are introduced for the use of iPKO Business: a monthly fee for use of the system by every additional user above 5, fee for adding users commissioned from a counsellor and changes specifying the fees that are collected
• a new fee is introduced for assigning a PIN to the debit card sent by post
• additional fees are introduced for blocking funds on the account, additional statements generated at request, provision of account history in an agreed form and the provision pertaining to the confirmation of bank operation is specified in detail

In order to facilitate analysis of changes in the offer, we have prepared:

1. a list of changes in the Price List for Clients applicable as of 1 September 2021 (PDF file)
2. the new amended Price List for Clients applicable as of 1 September 2021 (PDF file)

We encourage you to read them.

Simultaneously, please be informed that in line with the General Business Terms and Conditions for Accounts, Payments and other Services you have a right to terminate an agreement affected by the changes with immediate effect (i.e. as of the date of delivery to the Bank of a notification on refusal to accept the new terms) or as of the date indicated by you, yet prior to the date of entry into force of the above-listed changes. More information about termination of the agreement with us can be found in Clause XIII of the General Business Terms and Conditions for Accounts, Payments and other Services, which can be found here (PDF file). The notification about refusal to accept the new terms is to be sent to the correspondence address of the Bank provided in the relevant agreement or to the address of the Bank’s registered office: Klimentská 1216/46, Nové Město, 110 00 Praha 1.

If you do not notify your refusal to accept the changes before 1 September 2021, they are assumed to be accepted.

If you have any questions, please contact the Relationship Manager or the counsellor in the Corporate Client Service Centre.

As of 1 September 2020, PKO Bank Polski Czech Branch introduces the following changes in the Price List and  Fees for Clients and in Interest Rates provided to Clients:

• a fee is introduced for maintaining a high balance at the end of the month on current/ auxiliary accounts maintained in all currencies with Table of Foreign Currency Rates;
• a fee is introduced for maintaining a high balance at the end of the month on current/ auxiliary accounts maintained in currencies for which the current deposit rates have negative values;
• a fee is introduced for maintaining a high balance at the end of the year on current/ auxiliary accounts maintained in all currencies with Table of Foreign Currency Rates;
• the following products are withdrawn from the offer: Automatic Deposit, Dynamic Account and Escrow Account;
• fees for using the iPKO Biznes system are changed:
• provisions pertaining to transfers are changed;
• provisions pertaining to credit products in relation to the introduction of a new product - a multi-purpose credit facility limit are changed;
• PKO Virtual Accounts service is added;
• an item related to the take-over of management of rights by the Bank is added in iPKO Biznes.

In order to facilitate analysis of changes in the offer, we have prepared:

1) a list of changes in the Price List for Clients applicable as of 1 September 2020 (PDF file)

2) the new amended Price List for Clients applicable as of 1 September 2020 (PDF file)

3) a list of changes in Interest Rates applicable as of 1 September 2020 (PDF file)

4) new, amended Interest Rates of 1 September 2020 (PDF file) 

We heartily encourage you to read them.

At the same time, please be informed that in line with Par. 152(4) of Act No. 370/2017 Coll on payment services you have a right to terminate the agreement affected by changes with immediate effect and free of charge or as of the date indicated by you before the aforementioned changes enter into force.

If you do not notify your lack of acceptance for the introduced changed before 1 September 2020, the changes shall be deemed approved.

If you have any questions, please contact the Relationship Manager or the counsellor in the Corporate Customer Service Centre.

As of the 1st July 2020, PKO Bank Polski withdraws Automatic Deposit (Depozyt automatyczny) and Dynamic Account (Rachunek dynamiczny) from the offer for corporate clients.

We would like to inform that as of July 1, 2020, certain provisions of our General Business Terms and Conditions for Accounts, Payments Execution and Other Services will be amended. The introduced amendments are as follows:

• withdrawing the Automatic Deposit from the Bank's offer,
• transferring the information concerning the minimum amounts of negotiated deposits for each currency to a separate Notification and increasing the aforementioned minimum amounts,
• updating the list of transfer orders and the names of the modes of execution in connection with the changes in iPKO biznes electronic banking.

If you disagree with any of the amendments introduced to our Terms, you have an option of immediatly terminat  your account agreement. In case of any questions or doubts, please do not hesitate to contact your relevant Relationship Manager or your Corporate Customer Service Representative.

Amendment of the General Business Terms and Conditions for Accounts, Payments Execution and Other Services [PDF]

• Price list (since 1.11.2024)
• Taryfa prowizji i opłat bankowych / Cenik (od 1.02.2023)
• Taryfa prowizji i opłat bankowych / Price list (od/since 1.02.2023)
• Taryfa prowizji i opłat bankowych / Cenik (od 1.07.2022)
• Taryfa prowizji i opłat bankowych / Price list (od/since 1.07.2022)
• Taryfa prowizji i opłat bankowych / Cenik (od 01.03.2022)
• Taryfa prowizji i opłat bankowych / Price list (od/since 01.03.2022)
• Ogólne warunki / Všeobecné obchodní podmínky (od 01.07.2020)
• Ogólne warunki / General Business Terms and Conditions (od/since 01.07.2020)
• Godziny graniczne realizacji zleceń / Lhůty pro provádění platebního styku
• Godziny graniczne realizacji zleceń / Cut-off times and value dates of executing payments
• Lhůty pro provádění platebního styku / Cut-off times and value dates of executing payments
• Notification on minimum amounts of negotiated deposit account for foreign branch clients of 21 March 2023
• BANK'S NOTIFICATION ON MAXIMUM CARD LIMITS

iPKO biznes CZ - Docs

• iPKO biznes - Data import formats - ABO
• iPKO biznes - Data import formats - CSV, MT103, XML ISO20022
• iPKO biznes - Data import formats - ELIXIR-O
• iPKO biznes - Output File Structure iPKO biznes File Reports

iPKO biznes CZ - Instrukce

• iPKO biznes - Formáty importu dat - ABO
• iPKO biznes – Formáty importu dat – CSV, MT103, XML ISO20022
• iPKO biznes – Formáty importu dat – ELIXIR-O
• iPKO biznes - Struktura výstupních souborů

iPKO biznes CZ - Dokumenty

• iPKO biznes - formaty importu danych - ABO
• iPKO Biznes - formaty importu danych - CSV_MT103_XML
• iPKO biznes - formaty importu danych - ELIXIR-O
• Struktura plików wyjściowych iPKO biznes