MT2XX
Formatting Requirements

Status

M/O

Tag

Field name

 Content/Options

Comments

         M

  20

Transaction Reference

Number

 16x

According to SWIFT  standards

          M

  21

Related Reference

 16x 

According to SWIFT  standards

           O

 13C

Time Indication

/8c/4!n1!x4!n

According to SWIFT standards

           M

 32A

Value Date, Currency Code, Amount

6!n3!a15d

According to SWIFT  standards

PKO BP does not effect a payment on backwards value date

           O

 52A

Ordering   Institition   

A or D

According to SWIFT  standards

           O

53A

Sender’s Correspondent

A, B or D

According to SWIFT  standards

          O

 54A

Receiver’s  Correspondent

A, B or D

According to SWIFT  standards

          O

 56A

Intermediary

A or D

According to SWIFT  standards

PKO general standard is option A as a commonly used option that allows for STP. 

Using other option than option A will cause that instruction will not be executed on STP basis and may be treated as the payment that needs to be manually repaired.

         O

 57A

Account with

Institution

A, B or D

According to SWIFT  standards

PKOr general standard is option A as a commonly used option that allows for STP. 

Using other option than A 

will cause that instruction will not be executed on STP basis and may be treated as the payment that needs to be manually repaired.

          M

 58A

Beneficiary

Institution

A or D

According to SWIFT  standards

PKOr general standard is option A as a commonly used option that allows for STP. 

Using other option than A 

will cause that instruction will not be executed on STP basis and may be treated as the payment that needs to be manually repaired.

Using  option D in this field

is acceptable provided that

it is indicated option A      

in both two above field 56

and 57 or field 57if field 56

is omitted.          

       O

  72

Sender to Receiver 

Information

6*35x

According to SWIFT  standards

Status

M/O

Tag

Field name

 Content/Options

Comments

         M

  19

Sum of Amounts

 17d 

According to SWIFT  standards

         M

  30

Value Date

6!n

According to SWIFT  standards

PKO does not effect a payment

on backwards value date

           O

 52A

Ordering   Institition  

A or D

According to SWIFT  standards

          O

53A

Sender’s Correspondent

A, B or D

According to SWIFT  standards

           O

 54A

Receiver’s  Correspondent

A, B or D

According to SWIFT  standards

          O

  72

Sender to Receiver 

Information

6*35x

According to SWIFT  standards

Please be informed that this is  unable to be forwarded by PKO system to a beneficiary bank     

          M

  20

Transaction Reference Number 

 16x 

According to SWIFT  standards

          M

  21

Related Reference

 16x 

According to SWIFT  standards

          M

32B

Currency Code, Amount

3!a15d

According to SWIFT  standards

          O

 56A

Intermediary

A or D

According to SWIFT  standards

PKO general standard is option A as a commonly used option that allows for STP. 

Using other option than A  

will cause that instruction will not be executed on STP basis and may be treated as the payment that needs to be manually repaired.

         O

 57A

Account with

Institution

A, B or D

According to SWIFT  standards

PKO general standard is option A as a commonly used option that allows for STP. 

Using other option than A 

will cause that instruction will not be executed on STP basis and may be treated as the payment that needs to be manually repaired.

          M

 58A

Beneficiary

Institution

A or D

According to SWIFT  standards

PKO general standard is option A as a commonly used option that allows for STP. 

Using other option than option A will cause that instruction will not be executed on STP basis and may be treated as the payment that needs to be manually repaired.

Using option D in this field

is acceptable provided that

it is indicated option A      

in both two above field 56

and 57 or field 57if field 56

is omitted. 

       O

  72

Sender to Receiver 

Information

6*35x

According to SWIFT  standards

Status

M/O

Field

Field name

 Content

Comments

       M

20

Transaction Reference

Number

16x

According to SWIFT  standards

           O

     25

Account Identification

35x 2

According to SWIFT  standards

           M

    30

Value Date

6!n3

According to SWIFT standards

PKO does not accept backwards value dates

           M

    21

Related

Reference

16x4

According to SWIFT  standards

           M

   32B

Currency Code, Amount

3!a15d5

According to SWIFT  standards

           O

  50

Ordering Customer

Option  A

4*35x (Name and Address)

Option  C  4!a2!a2!c[3!c]

(Identifier Code BEI)

Option  F  35x 4*35x

According to SWIFT  standards

However, if the field is used, it must be necessary accompanied by a field 52  and /or 56.

            O

    52

Ordering Institution

Option A

1. Line

Account number

2. Line

code BIC

Option  D

1. Line

Account number

 2-5. Line

Name and address

According to SWIFT  standards

PKO general standard and preference is option A. It allows STP processing and proper indentification of the ordering party from whose a receipt of funds on the account is expected.

However if option D is used,  a full and complete ordering institution name and its address must be indicated.

         O

56

Intermediary

Option A

1. Line

Account number

2. Line

code BIC

Option  D

1. Line

Account number

 2-5. Line

Name and address

According to SWIFT  standards;

PKO general standard and preference is option A. It allows STP processing and proper indentification of the ordering party from whose a receipt of funds on the account is expected.

However if option D is used,  a full and complete ordering institution name and its address must be indicated.