PKO Ubezpieczenia consists of two insurance companies: PKO Życie Towarzystwo Ubezpieczeń and PKO Towarzystwo Ubezpieczeń.
PKO Życie Towarzystwo Ubezpieczeń
- We protect life and health – we offer a wide range of insurance products satisfying the key needs of our customers
- We offer insurances to banking products – accounts, mortgage loans, cash loans and stand-alone insurance products – oncological and life insurance
- Our insurance products are available at PKO Bank Polski branches, and selected products can be purchased online via iPKO
- We are constantly strengthening our leading position in the bancassurance market – our products complement PKO Bank Polski offer, thanks to which customers can conveniently manage their finances and take care of insurance protection in one place
- We use new technologies, cooperate with start-ups and insurtechs
- We are also running a campaign promoting health – projects to enhance the awareness of cancer and supporting physical exercise and outdoor activities
PKO Towarzystwo Ubezpieczeń
- We insure dwellings and vehicles - our clients can also take advantage of travel insurance
- We provide cover for customers in the event of a difficult financial situation - we offer mortgage or cash loan repayment insurance
- We also insure businesses using various forms of financing - we insure their assets and the repayment of loans
- Our OC, AC, Car/Truck Assistance and Gap financial loss insurance are available for PKO Leasing clients
- Our insurance products are available at PKO Bank Polski branches and PKO Leasing – selected products can be purchased online via iPKO, the IKO mobile application and on pkoubezpieczenia.pl
PKO Ubezpieczenia in numbers
- PLN 142m of net profit for the year 2020.
- PLN 1bn in total gross written premium in 2022 (both insurance companies)
- Very high financial stability, with ROE at 25.9% and the Solvency II ratio of 220,8% for PKO Towarzystwo Ubezpieczeń and 313.2% for PKO Życie Towarzystwo Ubezpieczeń
- The company services over 2,5m policies
Awards and accolades:
- PKO Smart home program awarded as the Product of the month 2022 according to Gazeta Ubezpieczeniowa
- Distinction in the Leader of the Year 2021 in the category Insurance and other financial institutions
- Distinction in the Golden Banker 2022 in the Fin-Tech Innovation category
- Banking Innovation of the Year 2022 – 1st place for the PKO Smart home according to Forbes for the use of Internet of Things and smart home technologies
- Distinction in the Eagle of Innovation 2022 in the Enterprises category for the PKO Smart home program (according to Rzeczpospolita)
- Stars of Insurance according to Dziennik Gazeta Prawna – 1st place for PKO Towarzystwo Ubezpieczeń in the category Capital, 2022
- 3rd place in Gazeta Bankowa competition ”Friendly Insurance Company 2022” in the property and personal insurance category