Currency Account

  • PLN 0 for an account maintaining
  • 9 available currencies: EUR, GBP, USD, CHF, DKK, NOK, SEK, CZK, HUF
  • PLN 0 for foreign and currency transfers1
  • Payments without conversion2
  • Access to the online exchange office

What do you gain with a currency account?

Grafika w kafelku Up to 9 accounts with one card

Up to 9 accounts with one card

You use one card (debit card issued to your account in PLN), to which you can link to 9 accounts in different currencies: EUR, GBP, USD, CHF, DKK, NOK, SEK, CZK, HUF

Grafika w kafelku Exchange office online

Exchange office online

You will exchange currencies at a favourable/attractive rate and receive money directly to your account. Activate the exchange office in IKO or iPKO

ARE YOU TRAVELING?

Discover the benefits of the 3in1 currency package

Use a currency account, a multi-currency card to your account and an online exchange office and feel at home in every corner of the world

How much will you pay?

Transfers

  • Internal transfer
    PLN 0
  • Foreign/currency transfer if you make a transfer in the previous or current calendar month (before submitting the transfer order), min. 1 currency transaction in the exchange office1
    PLN 0

Deposits and withdrawals

  • The first withdrawal in the branch in a given month
    PLN 0
  • Each subsequent withdrawal in the branch in a given month – from the amount of the transaction
    0.5% not less than PLN 10
  • Deposit in banknotes in a branch in a given month - from the amount of the transaction
    0.5% not less than PLN 10
  • Payment in coins in the branch in a given month - from the amount of the transaction
    50%
Grafika do linku Find out

Multi-currency card - one card for personal account and currency accounts

Find out

A currency account in a few simple steps

IKO

  • 1

    Log in to IKO

    In the IKO application, select Offers → Currency Account

     

  • 2

    Select a currency

    Select the account currency and attach the account to a multi-currency card

  • 3

    Use it

    Confirm the opening of a Currency Account and use it. The account is active immediately

Pakiet walutowy video
INSTRUCTIONAL VIDEO

How to open a currency package?

Dokumenty

PDF
Ikonka pliku z rozszerzeniem pdf

General terms and conditions for maintaining bank accounts and providing services to individual Clients by PKO Bank Polski SA - since 1.06.2023 (Polish)

PDF
Ikonka pliku z rozszerzeniem pdf

Document regarding fees Foreign currency account in convertible currencies (Polish)

1 Applies to transfers ordered on the iPKO service or IKO application from a Currency Account held in the same currency, in the SHA cost option (i.e. in the field: "Who will pay the transfer costs" select "Split" and "Standard" in the "Bank Currency Date" field if any currency was exchanged in our online exchange office in the previous or current calendar month (before the transfer order). If you confirm transfers with a code from the card of one-time codes, the additional fee is PLN 0.50 

2Conditions to be met in order not to pay for currency conversion:

  1. The transaction must be in PLN, EUR, GBP, USD, CHF, DKK, NOK, SEK, CZK, HUF
  2. You have an account in the currency of the transaction (one of the above), which is connected to the card at the time of payment
  3. You have an amount in your currency account that is enough to complete the transaction
  4. You will not use the DCC (Dynamic Currency Conversion) service available at some ATMs or payment terminals