Greenhouse gas emissions

Szukaj

We monitor the level of greenhouse gas emissions resulting from the group's operational activities. The boundaries of the reported emissions include: (1) for data concerning PKO Bank Polski, solely this entity (100% of emissions), (2) for data concerning the Capital Group of the Bank: the Bank and all its subsidiaries in accordance with the bank's operational control (100% of emissions of each unit). Consolidation covers all levels of the group. The reported emissions cover Scope 1, 2 and 3. Scope 3 emissions have been extended to include emissions from purchased products and services (cat. 1) for the Bank, generated waste (cat. 5) for the Bank, and emissions from use of products sold (cat.11) for the Bank.

PKO Bank Polski has adopted ESG metrics and iincorporated them into the non-financial objectives of the Bank's Capital Group for the upcoming years. The fulfilment of these objectives will be verified using credible and fully measurable data. One of the adopted goals is to source >90% of purchased energy from green-certified sources. In 2023, 97.6% of electricity with green certificates were purchased by the Bank.

We calculated the emissions using the revised Greenhouse Gas Protocol (GHG) Corporate Accounting and Reporting Standard (revised) using the market-based and location-based methods. The bank recalculated the base year 2019 for Scope 1 - the DEFRA emission indicators database was used, and for Scope 2 - the National Centre for Emissions Management (KOBiZE) ratios were used after taking into account transmission losses and balance sheet differences.


Scope 1:	Scope 2:	Scope 3:
13 976 Mg CO₂e	75 548 Mg CO₂e (location based)	32 846 Mg CO₂e
13 976 Mg CO₂e	28 950 Mg CO₂e (market based)	32 846 Mg CO₂e
Direct emissions of the Bank’s Capital Group as a result of fuel combustion in sources owned by it and purchase of refrigerants [GRI 305-1]	Indirect emissions of the Bank's Capital Group resulting from the use of purchased electricity and heat [GRI 305-2]	TIndirect emissions of the Bank’s Capital Group arising from business travel,employees commuting, WTT, and lease of space [GRI 305-3]

[GRI 302-4] Since 2019, the Bank has been systematically reducing energy consumption. Total energy consumption in 2023 is down 4.6% for the Group compared to 2022, including a 3.8% decrease for the Bank and an 8.7% decrease for the companies. The consumption of certain fuels in buildings has decreased: natural gas, LPG and coal.

In 2023, the Bank Group's emissions decreased (-11.5%, y/y, Scope 1 and 2, over 2022), driven by declines in emissions at the Bank (-12.5%) and SGK (-8.1). These changes were due to: lower fuel consumption, purchasing decisions of the Bank, which purchased Guarantees of Origin of electricity from RES (solar and wind sources) in 2023, he emission factor for electricity used in the location-based calculation, from a decrease in the consumption of purchased electricity and heat (-6.3% and -4.4%) and from a reduction in refrigerant consumption.

Direct and indirect GHG emissions by source (in Mg CO₂e)

	Bank	Oth. Entites	Group	Group	Bank	Oth. Entites	Group
	2023			r/r(%)	2022			2021
Scope 1 - direct emissions from	10 308	3 668	13 976	-5,0	10 849	3 867	14 716	13 388
fuels used in buildings	3 656	630	4 286	-11,2	4 081	744	4 825	5 478
fuels used in vehicles	5 846	2 857	8 703	-0,5	5 725	3 019	8 745	7 348
consumption ption of refrigerants	805	182	987	-13,9	1 043	103	1 146	562
Scope 2 - indirect emissions from:	22 168	6 782	28 950	-14,3	26 274	7 510	33 784	37 304
purchase of electricity	840	4 277	5 117	-38,5	3 335	4 990	8 324	10 895
purchase of heat	21 328	2 505	23 833	-6,4	22 939	2 520	25 460	26 409
Total emissions (Scope 1+2)	32 476	10 450	42 927	-11,5	37 124	11 376	48 500	50 692
Scope 3	26 334	6 513	32 846	79,7	14 841	3 436	18 277	3 536
cat. 1 purchased goods and services	580	-	580	-	-	-	-	-
cat. 3 WTT emissions *	12 989	1 624	14 613	97,5	3 987	3 413	7 400	-
cat. 5 waste generated in opertion	19	-	19	-	-	-	-	-
cat. 6 business travel domestic and foreign	1 295	120	1 416	172,7	513	6	519	195
cat. 7 employee com muting	8 444	4 769	13 213	51,7	8 694	17	8 711	3 341
cat. 11 use of sold products	961	-	961	-	-	-	-	-
cat. 13 lease of space	2 044	-	2 044	24,1	1 647	0	1 647	-
Total emissions (Scope 1+2+3)	58 810	16 963	75 773	13,5	51 965	14 813	66 777	54 228

GHG emissions intensity ratios

GHG emissions Scope 1 + 2	Unit	2022	2021	y/y
per employee	Mg CO₂e / person	1.9	2.0	-1.3%
per customer	kg CO₂e / person	4.4	4.8	-8.9%
per PLN 1 mln of assets	kg CO₂e / PLN 1 mln of assets	112.6	121.2	-7.1%

Scope 1:

Scope 2:

Scope 3:

13 976 Mg CO2e

75 548 Mg CO2e

(location based)

32 846 Mg CO2e

28 950 Mg CO2e

(market based)

Direct and indirect GHG emissions by source (in Mg CO2e)

GHG emissions intensity ratios

13 976 Mg CO₂e

75 548 Mg CO₂e

32 846 Mg CO₂e

28 950 Mg CO₂e

Direct and indirect GHG emissions by source (in Mg CO₂e)