Report No. 5/2025

Legal basis:

Article 17.1 MAR Regulation

the Report:

The Management Board of PKO Bank Polski S.A. informs that the preliminary unaudited legal risk costs related to the mortgage loans denominated and indexed to foreign currencies, charged to Q4 2024 results amounted to PLN 1.6 billion.

The amount of these costs results from an update to the parameters of the legal risk assessment model, which relate to the changes in the level of achieved settlements and court verdicts, an increase in the expected costs of the settlement programme and an increase in the estimated costs relating to statutory interest accrued for the duration of the dispute with customer.